Financing Overview

When buying a home, the financing or choosing the right mortgage can be a complex and frustrating task, even for the strong. But take heart, with the help of your agent and the right lender, you will be in the home of your dreams before you know it.

The best time to think about choosing the right mortgage is really before you find your new home. Shopping for your dream home is easier when you know how much you can afford. First step, pre-qualify. This step will let you know how much you can spend on a house, and helps your agent to show you homes in your price range.

The next step will be to get pre-approved by a lender. He will take into account the amount you will put down on the home and tell you exactly how much the lender is willing to loan you.

Now it's time to begin your house hunting, knowing that the financing is ready and waiting. You will also need to be thinking about the type of mortgage you will need, and get the mortgage application started. Your agent can tell you what personal and financial data to bring with you when you apply for your loan.

Knowing that your home is your most important investment is top-most on the mind of your agent. He will guide you through the financial process from start to the closing table. As a home buyer, you can expect the commitment, integrity and expert advice that you will find with Realty Professionals.

The information on this web site is deemed to be correct but is not guaranteed. All properties or information contained on this site are subject to prior change, modification, sale or withdrawal from the market. ©Copyright 1999 Realty Professionals. All Rights Reserved.